Assessment vs. Inspection: What's the Difference?
Homeowners often use these terms interchangeably, but they serve very different purposes. Knowing which one you need can save you money and headaches.
The Roof Assessment
Cost: Usually Free
Purpose: To identify damage for potential repair or replacement.
A roof assessment is typically performed by a roofing contractor who is looking for work. They will inspect your roof for signs of storm damage, aging, or leaks to provide you with an estimate for repairs.
When to get one:
- After a major storm (hail or wind).
- If you notice a leak.
- If your roof is over 15 years old and you're considering replacement.
The Roof Inspection
Cost: $200 - $500+
Purpose: To certify the condition of the roof for a third party (bank, insurance, buyer).
A formal inspection is a detailed report on the roof's lifespan and condition. It is often performed by a licensed home inspector or a structural engineer. They are paid for their unbiased opinion, not to sell you a new roof.
When to get one:
- Buying or selling a home.
- Refinancing your mortgage.
- Required by your insurance company for renewal (e.g., a 4-Point Inspection).
Which One Do You Need?
If you suspect damage and want to know how much it will cost to fix, get a free assessment from a reputable local roofer. If you need official documentation for a transaction or insurance, you'll likely need to pay for a formal inspection.
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